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It is important to make a Will because if you die without a Will, there are certain rules which dictate how your money, property or possessions should be allocated. This may not be the way that you would have wished your money and possessions to be distributed.  

A couple are often advised to make mirror Wills where they want the same people to benefit from their Wills.

A lasting power of attorney ('LPA')  is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the attorneys. A LPA is a completely separate legal document to your Will although many people put them in place at the same time as getting their Will written, as part of planning for the future. 

There are two types of LPA.

A health and care LPA lets your attorney make decisions about your medical treatment and day-to-day care. This can include where you live, what you eat, what medical treatment you receive and who you see.

A financial decisions LPA lets your attorney handle (and make decisions about) your money and property. This can include paying your bills, selling your property, collecting your pension and collecting your benefits.

One solution for couples is to have Mirror LPA documents. As the name suggests, these documents will mirror one another, allowing each person to appoint the other to make decisions for them if they lose capacity. They can also both name the same person as a substitute or replacement attorney. 

A deputy is a person appointed by the Court of Protection to be legally responsible for someone who lacks capacity to make decisions for themselves where there is no LPA. 

Probate is a legal document that is needed to deal with a loved ones property, money and possessions when they die.

Letters of Administration is a term used for the same legal document as described above, however this is granted when a loved one has died without leaving a Will.

Trusts are often set up in Wills and sometimes, during lifetime too. There are various types of Trusts which would benefit your estate and beneficiaries. We are happy to discuss which Trusts will suits your needs.